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Carlos Rivera 
NMLS 2286761

Your Trusted Loan Officer

Hello!

I'm Carlos Rivera, a dedicated Home Loan Officer with Barrett Financial. With access to over 100 banks nationwide,

I'm committed to providing expert guidance for all your home loan needs.

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I am based in Lubbock, TX, but our company is licensed in every state except NY, allowing us to serve clients across the country.

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As a seasoned professional with 5 years of experience, I've developed a strong expertise in navigating the ever-changing real estate market. My background as a Marine veteran, bilingual, and real estate investor enables me to offer valuable insights to realtors, customers, and fellow Home Loan Officers.

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I pride myself on delivering straight answers, honesty, and transparency 24/7. My commitment to excellence extends to putting my own money on the table to guarantee the best deal for my borrowers.

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If you're looking for a reliable and knowledgeable Loan Officer to guide you through purchasing or refinancing any type of real estate, I'm here to help!

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Carlos Rivera | Marine vet

Home Loan Officer | Prestamista Hipotecario

(858) 314-9127

NMLS ID#: 2286761

crivera@barrettfinancial.com

Company licensed in all states except NY!

Areas of Expertise

As a Home Loan Officer, I work carefully and diligently in order to provide my clients with the financing solutions they deserve. To me, there’s nothing more important than client satisfaction, which is why my promise is to find the best mortgage for each client based on their financial situation and property preferences. Read more about how I can make mortgages fast and easy for you.

What credit score and down-payment do I need?

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I work with more than 100 different banks. I can work with credit scores as low as 500! Ask me about my 0% down payment programs!


I can also help you with land loans and commercial loans.

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Let's talk today to explore your options of becoming a homeowner!

Do you already have a preapproval from another bank?

I pride myself in offering the best home loans for my clients.

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If you already have a preapproval from another company and I cannot match it or beat it I will personally send you a $1000 Visa gift card for wasting your time.

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Just send me your LOCKED loan estimate from the other guys.

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Calculator and Areas of service

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Our company can help you anywhere in the US. Except New York. Since We are currently not licensed there. (For now)

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Please click below to obtain access to our different calculators!

 

They are super easy to use!

 

If you have any questions feel free to call me! 858.314.9127 

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Client Testimonials

"100% recommend Carlos Rivera for your home loans. He will get you the best deals. You can do your shopping around and will find out he will beat every body else. He will help you every step of the way and answer all the questions you have."

Luis M.

"He is really good! He helped us get our home and was really patient! Thank you so much for all your help!"

Brianna C.

family

"Carlos is very informative and was available anytime I needed to answer any questions I would have. He helped take a lot of the pressure away simply walking me through this whole process. We are very pleased with the service he provided for us."

Laura M.

family
family
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